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FDIC. Equal Housing Lender.
First Tri-County Bank, Member FDIC, Equal Housing Lender. ©2010-2019 First Tri-County Bank. All rights reserved. Admin
Financial Privacy Statement

CHECKING

At FTCB we know that you want to get the most out your account and that is why we offer a wide variety of account services and features to make accessing your money easy, wherever you are. All of our FTCB checking accounts come with a Visa Check Card*, Direct Deposit, Online Banking, ATM Banking and Check Writing privileges. Your Visa Check Card can be used at millions of locations worldwide to access cash and make purchases from your checking account. When you use your Visa Check Card the money comes right out of your checking account. (*Not all account holders will qualify for a Visa Check Card.)

Regular Checking

FTCB’s Regular Checking Account is our most popular account. There is no minimum balance required to open a Regular Checking Account. With an average daily balance of $250.00 in your account, no monthly maintenance charge will be applied. If the average daily balance on your account drops below $250.00 there will be a monthly maintenance charge of $3.00, plus a charge per debit fee of 10¢ per debit after 35 debits. Please contact us for details.

Emerald Checking

FTCB’s Emerald Checking Account is identical to our Regular Checking account, except no debit  charges or monthly maintenance charges are applied. However you must be 55 years of age or older to be eligible for this account. It’s just our way of rewarding and saying thanks to our patrons who have been banking with us for awhile.  Please contact us for details.

Student Checking

FTCB’s Student Checking Account is a great companion for college and high school students alike who are just learning to manage their own finances. There is no minimum balance required to open a Student Checking Account and there are no monthly maintenance charges. A charge per debit fee of 10¢ per debit will apply after the first 35 debits.  Please contact us for details.

Tiered-Now Checking

FTCB’s Tiered Now Checking Account is an interest bearing account and is perfect for those who keep larger daily balances in their checking accounts. There is no minimum balance required to open a Tiered Now Checking Account. With an average daily balance of $500.00 or greater in your account, no monthly maintenance charge will be applied. If the average daily balance on your account drops below $500.00 there will be a monthly maintenance charge of $5.00, plus charge per debit fee of 10¢ per debit after the first 35 debits.

If your average daily balance is $2500.00 or more, you will accrue interest on the entire balance in your account. If your average daily balance is $2499.99 or lower you will accrue a lesser interest on the entire balance in your account. Please contact us for details.

Money Market Account

FTCB’s Money Market Account is a great way to earn interest on your money without tying it up for long periods of time. If your average daily balance is $2500.00 or more, no monthly maintenance charge will be applied. If the average daily balance on your account drops below $2500.00 there will be a monthly maintenance charge of $15.00. There is no minimum balance requirement to open this account and no minimum balance requirement to earn interest on this account.

The Money Market Account is limited to 6 transfers by check, debit card or similar order to third parties during each monthly statement cycle. If during a statement cycle you have more than 6 transfers, you will be charged a $1.00 charge per check / debit for those in excess of 6. Please contact us for details.

FDIC. Equal Housing Lender.
First Tri-County Bank, Member FDIC, Equal Housing Lender. ©2010-2019 First Tri-County Bank. All rights reserved. Admin
Financial Privacy Statement